down payment

noun

"down-payment" is a 11-letter English headword indexed on PlainSpell.

The verdict

“down payment” is uncommon English (outside the top frequency list), classed as a noun. The kind of spelling people second-guess.

Unranked
below top-frequency English
12
letters

According to Wiktionary data (CC BY-SA, analyzed September 3, 2026) - A payment representing a fraction of the price of something being purchased, made to secure the right to continue making payments towards that purchase.

Corpus desk

Index EN-down-payment · down payment · English

down payment · unranked · 0 variants · 0 confusables

  • FREQ-UNRANKED Unranked
  • LEN-MEGA 12 letters
  • VOW-4 4 vowels
  • CONFUS-0 No pairs
  • VAR-0 0 variants
  • BOOK-THIN "D" thin
  • PHOTO-UNK Peer pending

Read with this headword: Spelling guide for this pattern

Desk codes from Wiktionary headword shape, FrequencyWords rank tier, confusable-pair count, generated misspelling depth, letter-cohort book size, and photo-finish peer. Not a difficulty grade.

Key facts for down payment
PropertyValue
Headworddown payment
LanguageEnglish
Part of speechNoun
Letters12
Misspellings tracked0
Confusable pairs0
SourceWiktionary (kaikki.org)

Long-tail rank of “down payment” in English

down paymentfalls outside the top-100,000 ranked English words, the long-tail zone of technical, archaic, or low-frequency vocabulary, exactly where readers second-guess spellings most.

Beyond rank #100,000. Source: FrequencyWords open word-frequency list.

Rare enough to double-check

down payment is uncommon English outside the top frequency list, classed as anoun. Rarity is why readers land here mid-draft. 2 senses are on record.

down payment has no tracked misspelling variants, a sign its spelling follows regular English conventions. This headword has no recorded confusable partner, which tends to mean the word is visually distinctive enough to stand on its own.

This headword's origin isn't recorded in our source data, so its spelling is easiest explained by how it's pronounced rather than where it came from. The correct English form is down payment, spelled D-O-W-N- -P-A-Y-M-E-N-T.

Definition

  1. 1
    A payment representing a fraction of the price of something being purchased, made to secure the right to continue making payments towards that purchase.
  2. 2
    Any initial commitment signifying an intention to carry out a larger future commitment, even though no legal rights or obligations are secured.

Recorded use

Wiktionary examples

These source excerpts show how down payment appears in context. They illustrate usage; the definition above remains the entry’s reference meaning.

  1. Her parents considered her school tuition a down payment on her future.
  2. After decades of empty rhetoric, that's the down payment that we need on energy independence.

This word in other languages

Definitions, pronunciation, and etymology for this entry are drawn from Wiktionary via the kaikki.org structured extract (CC BY-SA). See the methodology for how each field is sourced and updated.

Frequently Asked Questions

How do you spell "down payment"?
"down payment" is spelled D-O-W-N- -P-A-Y-M-E-N-T.
What does "down payment" mean?
As a noun, "down payment" means: A payment representing a fraction of the price of something being purchased, made to secure the right to continue making payments towards that purchase.
What language does "down payment" come from?
"down payment" is a English word. You can look up definitions, pronunciations, and spelling data for this and other words across English, Spanish, Portuguese, French, and German on PlainSpell.
Is PlainSpell free to use?
Yes, PlainSpell is a completely free word reference. You can look up definitions, pronunciations, confusable pairs, homophones, and spelling corrections across 5 languages without any sign-up or subscription.

Source: Wiktionary (via kaikki.org) Structured Wiktionary extract

Source: FrequencyWords open word-frequency list