pay-off

/ˈpeɪ.ɒf/

//ˈpeɪ.ɒf// noun

"pay-off" is a 6-letter English headword indexed on PlainSpell.

The verdict

“pay-off” is uncommon English (outside the top frequency list), classed as a noun. The kind of spelling people second-guess.

Unranked
below top-frequency English
7
letters

According to Wiktionary data (CC BY-SA, analyzed September 3, 2026) - A payment in full; the state of having been paid in full.

Corpus desk

Index EN-pay-off · pay-off · English

pay-off · unranked · 0 variants · 0 confusables

  • FREQ-UNRANKED Unranked
  • LEN-LONG 7 letters
  • VOW-3 3 vowels
  • CONFUS-0 No pairs
  • VAR-0 0 variants
  • BOOK-THIN "P" thin
  • PHOTO-UNK Peer pending

Read with this headword: Spelling guide for this pattern

Desk codes from Wiktionary headword shape, FrequencyWords rank tier, confusable-pair count, generated misspelling depth, letter-cohort book size, and photo-finish peer. Not a difficulty grade.

Key facts for pay-off
PropertyValue
Headwordpay-off
LanguageEnglish
Part of speechNoun
IPA/ˈpeɪ.ɒf/
Letters7
Misspellings tracked0
Confusable pairs0
SourceWiktionary (kaikki.org)

Long-tail rank of “pay-off” in English

pay-offsits beyond the 100,000 most-frequent English words, in the long tail of technical, archaic, or otherwise rare vocabulary where spelling doubt tends to strike hardest.

Beyond rank #100,000. Source: FrequencyWords open word-frequency list.

Rare enough to double-check

pay-off is uncommon English outside the top frequency list, classed as anoun, transcribed /ˈpeɪ.ɒf/. Rarity is why readers land here mid-draft. 6 senses are on record.

The misspelling generator found no plausible variants for pay-off, which points to an orthography that plays by predictable English rules. This headword has no recorded confusable partner, since its spelling is unusual enough that it doesn't cluster with a lookalike.

Etymologically, the entry records: Deverbal from pay off. The correct English form is pay-off, spelled P-A-Y---O-F-F.

Definition

  1. 1
    A payment in full; the state of having been paid in full.
  2. 2
    A reward.
  3. 3
    A return on investment.
  4. 4
    A bribe.
  5. 5
    A resolution or justification of an event that has already occurred.
  6. 6
    Ellipsis of payoff pitch.

Recorded use

Wiktionary examples

These source excerpts show how pay-off appears in context. They illustrate usage; the definition above remains the entry’s reference meaning.

  1. At the current monthly payment level, it'll take 32 more months to reach pay-off.
  2. What's the pay-off for putting up with her nonsense for ages on end?

Etymology

Deverbal from pay off.

This word in other languages

Definitions, pronunciation, and etymology for this entry are drawn from Wiktionary via the kaikki.org structured extract (CC BY-SA). See the methodology for how each field is sourced and updated.

Frequently Asked Questions

How do you spell "pay-off"?
"pay-off" is spelled P-A-Y---O-F-F. The IPA pronunciation is /ˈpeɪ.ɒf/.
What does "pay-off" mean?
As a noun, "pay-off" means: A payment in full; the state of having been paid in full.
How do you pronounce "pay-off"?
The IPA (International Phonetic Alphabet) transcription for "pay-off" is /ˈpeɪ.ɒf/. Click the speaker icon on the pronunciation badge above to hear it spoken aloud where audio is available.
What is the origin of the word "pay-off"?
Deverbal from pay off. See the full etymology section above for more details.
Is PlainSpell free to use?
Yes, PlainSpell is a completely free word reference. You can look up definitions, pronunciations, confusable pairs, homophones, and spelling corrections across 5 languages without any sign-up or subscription.

Source: Wiktionary (via kaikki.org) Structured Wiktionary extract

Source: FrequencyWords open word-frequency list