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pay off

/ˈpeɪ.ɒf/verb

pay off is spelled P-A-Y-O-F-F: 6 letters. People search “pay-off vs payoff” about 40 times a month (Google, United States). As a verb, pay off means “To bribe, especially to deter oversight” (English Wiktionary, September 2026).

How many letters and syllables are in pay off?

Letters6: P-A-Y-O-F-F
In writinga phrase: the frequency list counts single words
Wrong spellings searchednone measured in search
Pairs people search

Sources: letters and syllables from the English Wiktionary's hyphenation or pronunciation; written frequency: wordfreq 3.1 (a 2021 snapshot of Wikipedia, subtitles, news, books, web text and social media); Bing searches in the United States: the average month from September 2025 to August 2026 (Microsoft Advertising keyword data through DataForSEO, read September 30, 2026).

How do you pronounce pay off?

  • /ˈpeɪ.ɒf/
  • /ˈpeɪ.ɔːf/

Source: English Wiktionary, dump of September 2, 2026 (CC BY-SA 4.0), through kaikki.org (Wiktextract). Recordings: LL-Q1860_(eng)-Vealhurl-pay-off.wav, LL-Q1860_(eng)-Flame,_not_lame-pay_off.wav, Wikimedia Commons (author and licence on each file's page).

Words people confuse with pay off

Word pairs people search, with the monthly searches for “a vs b” (G: Google, B: Bing, United States).

Also written: payoff (one word or two).

Sources: Google and Bing searches (September 2025 to August 2026, through DataForSEO); English Wiktionary (homophones, alternative spellings).

Forms of pay off

  • payoff
  • pays off present, singular, he/she/it
  • paying off participle, present
  • paid off participle, past

Source: English Wiktionary, dump of September 2, 2026 (CC BY-SA 4.0), through kaikki.org (Wiktextract).

What does pay off mean?

The meanings the English Wiktionary records, quoted as written there (source below).

verb

  1. 1

    informalTo bribe, especially to deter oversight.

    I thought the guards would give us trouble, but apparently he had paid them off.

  2. 2

    To become worthwhile; to produce a net benefit.

    Her years of Spanish classes finally paid off when she found herself in Mexico and realized she could communicate with people.

  3. 3

    To pay back; to repay.

    He paid off the loan three months early.

  4. 4

    To pay back (repay) the entirety of a loan, thereby effecting the release of a lien on (the thing that was financed).

    This contract requires you to pay off the car by 2025.

  5. 5

    To pay and discharge (an employee).

  6. 6

    To fall to leeward, as the head of a vessel under sail.

noun

as pay-off
  1. 1

    A payment in full; the state of having been paid in full.

    At the current monthly payment level, it'll take 32 more months to reach pay-off.

  2. 2

    A reward.

    What's the pay-off for putting up with her nonsense for ages on end?

  3. 3

    A return on investment.

    How soon could we realistically expect any pay-off from loading up on shares of that company?

  4. 4

    informalA bribe.

    The prison break never could have succeeded if it hadn't been for multiple pay-offs to various corrupt officers.

  5. 5

    colloquialA resolution or justification of an event that has already occurred.

    Where's the pay-off for that whole segment of the plot?

  6. 6

    Ellipsis of payoff pitch.

    The bases are loaded, so he'd better make the pay-off count.

Source: English Wiktionary, dump of September 2, 2026 (CC BY-SA 4.0), through kaikki.org (Wiktextract).

Pay off in Spanish, French, German and Portuguese

LanguageWords
Frenchrétribution (a payment), récompense (a reward), pot-de-vin (a bribe), soudoyer (to bribe, especially to deter oversight), payer, porter ses fruits (to become worthwhile; to produce a net benefit)
GermanAuszahlung (a payment), Ausgleichszahlung (a reward), Schmiergeld, Schmiergeldzahlung, Bestechungsgeld (a bribe), bestechen (to bribe, especially to deter oversight)
Portuguesepagamento (a payment), recompensa (a reward), suborno (a bribe), compensar (to become worthwhile; to produce a net benefit)
Spanishpago (a payment), recompensa, retribución, provecho (a reward), soborno (a bribe), valer la pena (to become worthwhile; to produce a net benefit)

Source: English Wiktionary, dump of September 2, 2026 (CC BY-SA 4.0), through kaikki.org (Wiktextract). Translations are Wiktionary's, by sense; a linked word has its own PlainSpell page.

Where does pay off come from?

Deverbal from pay off.

Source: English Wiktionary, dump of September 2, 2026 (CC BY-SA 4.0), through kaikki.org (Wiktextract).

What to look up after pay off