# insolvency

> English word · Noun · IPA [ɪnˈsɒlvn̩si] · frequency rank #23,009

## Definitions
1. The condition of being insolvent; the state or condition of a person who is insolvent; the condition of one who is unable to pay their debts as they fall due, or in the usual course of trade and business.
2. Insufficiency to discharge all debts of the owner.
3. The condition of having more debts than assets.

## Etymology
From insolvent + -cy.

## Easily confused with
- **insolvent** (https://plainspell.com/en/vs/insolvency-vs-insolvent)
- **insolence** (https://plainspell.com/en/vs/insolence-vs-insolvency)

## Common misspellings (16)
`innsolvency`, `inoslvency`, `inslovency`, `insolevncy`, `insollvency`, `insolvecny`, `insolvenccy`, `insolvencyy`, `insolvenncy`, `insolvenyc`, `insolvnecy`, `insolvvency`, `insovlency`, `inssolvency`, `isnolvency`, `nisolvency`

## Source
Compiled from Wiktionary via kaikki.org (CC BY-SA). Data vintage: 2026-05-06.
Canonical page: https://plainspell.com/en/word/insolvency