# a penny saved is a penny earned

> English word · Proverb

## Definitions
1. A maxim for thrift stating that money not spent may be spent later, or may earn interest in the meantime.

## Etymology
First use appears c. 1804. See cite below. Commonly misattributed to Benjamin Franklin, who actually wrote "a penny saved is two pence clear."

## Source
Compiled from Wiktionary via kaikki.org (CC BY-SA). Data vintage: 2026-05-06.
Canonical page: https://plainspell.com/en/word/a-penny-saved-is-a-penny-earned