Which to use
“loans” is a noun and “loath” is an adjective - they look or sound alike but fill different roles in a sentence.
- #2,953
- “loans” frequency rank
- #43,241
- “loath” frequency rank
- 46194
- confusion score
Side-by-Side Comparison
| Feature | loans | loath |
|---|---|---|
| Definition | plural of loan | Averse, disinclined; reluctant, unwilling. Always followed by a verbal phrase. |
Where the eye mixes loans and loath
Muted = shared; highlighted = the visual trap. They share 3 letters in sequence.
Look-alike desk: loans vs loath
These two trip readers on the page rather than in the ear: loans is /loʊnz/ while loath is /ləʊθ/. Spoken aloud the problem disappears. In writing it persists, because they share most of their letters but differ in 2 positions, and the parts of speech differ too (noun vs adjective), which is usually the fastest check. Our composite confusion score for this pair is 46194, derived from the frequency rank of both members and their visual similarity.
loans is recorded at frequency rank #2,953, classified as anoun, pronounced /loʊnz/. loath is at rank #43,241, tagged as anadj, pronounced /ləʊθ/.
Glosses for this pair are partially populated in our dataset, but the full side-by-side definitions above should still guide you to the right choice.
With a confusion score of 46194, this pair ranks #214,067 of 530,003 scored English confusable pairs - roughly mid-pack for confusability.
Orthographic DNA of loans vs loath
Shared letters: alo. Private to "loans": ns. Private to "loath": ht.
"loans" · 5 letters · shape CVVCC · "loath" · 5 letters · shape CVVCC
Known mistypes of this pair
Frequently Asked Questions
Can "loans" and "loath" be used interchangeably?
Frequency check: "loans" vs "loath" - which ranks higher?
Useful next steps
Visual near-miss handled. Browse the word pages or a neighbour when the next look-alike shows up.
- Full dictionary entry for "loans" with definition, IPA, and generated misspellings. Word entry
- Full dictionary entry for "loath" - compare definitions side by side with the headword page. Word entry
- This pair ranks #214,067 of 530,003 scored English confusable pairs in this corpus vintage. Corpus statistics
- "loans" and "loath" also get mixed up with nearby pairs, the highest-scored neighbour is "loath vs LSAT". Nearby pair
- Recorded mistypes exist for at least one side of this pair, useful when a spell-checker or OCR lands on the wrong form. See mistypes
Confusion rank #214,067 of 530,003 scored English pairs, corpus vintage 2026-09-03, not spelling advice.