# lays vs loans

> English confusable word pair

## The two words

### lays
*noun · IPA /leɪz/ · frequency rank #11,734*
plural of lay

### loans
*noun · IPA /loʊnz/ · frequency rank #2,953*
plural of loan

## Source
Compiled from Wiktionary via kaikki.org (CC BY-SA). Data vintage: 2026-05-06.
Canonical page: https://plainspell.com/en/vs/lays-vs-loans