# IRA vs it

> English confusable word pair

## The two words

### IRA
*noun · IPA /aɪ ɑɹ eɪ/ · frequency rank #9,057*
Initialism of individual retirement account.

### it
*pronoun · IPA /ɪt/ · frequency rank #12*
The third-person singular neuter personal pronoun used to refer to an inanimate object, abstract entity, or non-human living thing.

## Source
Compiled from Wiktionary via kaikki.org (CC BY-SA). Data vintage: 2026-05-06.
Canonical page: https://plainspell.com/en/vs/ira-vs-it