# HMO vs hoy

> English confusable word pair

## The two words

### HMO
*noun · frequency rank #45,979*
Initialism of health maintenance organization.

### hoy
*noun · IPA /hɔɪ/ · frequency rank #26,117*
A small coaster vessel, usually sloop-rigged, used in conveying passengers and goods, or as a tender to larger vessels in port.

## Source
Compiled from Wiktionary via kaikki.org (CC BY-SA). Data vintage: 2026-09-03.
Canonical page: https://plainspell.com/en/vs/hmo-vs-hoy